What to Do With a 401(k) When Leaving a Job

You can keep it where it is, roll it over into a new 401(k), roll it into an IRA or cash it out. Here’s how to decide.

Choosing what to do with a 401(k) when leaving an employer can be one of the biggest financial decisions an investor makes.

Photo: Getty Images/iStockphoto

香蕉视频苹果下载Across the board, 401(k)s have taken big hits in recent months. While many investors have heeded the general advice to stand pat and give markets time to recover, there are times when investors are forced to make decisions regarding their accounts.

One of those moments is when you leave your employer—something many people are being forced to do these days. What you do with your 401(k) as you depart can have a big impact on your financial future.

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